Auto / RV Loans 


Whether you are contemplating a purchase or considering a refinance, GVCU can help you through the process of financing your vehicle. We finance new and used cars, trucks, RVs, motorcycles, ATVs, boats and many types of personal watercrafts.


Promotions

Summer Vechile Rate Promotion! 

  • 1.99% APR for terms up to 72 months. 72 month financing is available for loan amounts above $15,000.

  • Existing GVCU loans are not eligible for refinance at these special rates.

  • All loan reviews are subject to credit approval, verification of income, and debt to income ratio. 

  • LTVs and loan amounts not to exceed mid-blue book values at the

time of funding.

  • Model years 2012 or newer. Offer ends August 16, 2019. 

Monthly Payment Examples: 

1.99% APR for 60 months = $175.23 on a $10,000.00 balance.

1.99% APR for 72 months = $221.19 on a $15,000.00 balance. 


Auto Loans

With great rates and flexible terms available to fit your needs, let GVCU finance your new or used car, truck or van.

New Auto Loans

  • Terms up to 84 months

  • Minimum finance amount $1,000.00

  • Finance up to 100% of Manufacturer's Suggested Retail Price (MSRP) plus tax and license fees

  • Mechanical Breakdown Protection (MBP/MBI) available. (may also be financed)

  • Guaranteed Auto Protection (GAP) available. (may also be financed)

  • Credit Life and Disability Insurance available

  • Convenient payment options

  • No pre-payment penalties² 

Used Auto Loans

  • Terms up to 84 months

  • Minimum finance amount $1,000.00

  • Finance up to middle value of vehicle as determined by Kelley Blue Book¹

  • Mechanical Breakdown Protection (MBP/MBI) available. (may also be financed)

  • Guaranteed Auto Protection (GAP) available. (may also be financed)

  • Credit Life and Disability Insurance available

  • Convenient payment options

  • No pre-payment penalties²


Recreational Vehicle (RV) Loans

We can finance new and used RVs, motorcycles, ATVs, boats and many types of personal watercraft.

New RV Loans

  • Terms up to 84 months*

  • Minimum finance amount $1,000.00

  • Finance up to 100% of Manufacturer's Suggested Retail Price (MSRP) plus tax and license fees

  • Credit Life and Disability Insurance available

  • Convenient payment options

  • No pre-payment penalties² 

Used RV Loans

  • Terms up to 84 months*

  • Minimum finance amount $1,000.00

  • Finance up to middle value as determined by Kelley Blue Book¹ or NADA Guides¹

  • Credit Life and Disability Insurance available

  • Convenient payment options

  • No pre-payment penalties²


Pre-Approval

If you're in the market to purchase a vehicle or will be, get pre-approved ahead of time. Knowing that you're already pre-approved puts you at ease when it comes to making your purchase. All pre-approved loans are valid for 90 days.


Refinancing

If you have a vehicle loan elsewhere, give us an opportunity to see if we can lower your rate or monthly payment. Or, let us refinance your vehicle if you want to cash out on some of the equity in your vehicle.

  • Rate determined if vehicle is classified as new or used

  • Terms up to 84 months*

  • For cash out, finance up to 100% of the wholesale Kelley Blue Book¹ value

  • Credit Life and Disability Insurance available

  • Convenient payment options


* RVs such as motorhomes and travel trailers may be financed up to 180 months.
¹ GVCU reserves the right to use other sources to determine the value.
² Loans obtained during some promotional offers may include pre-payment penalties. Check terms and conditions to specific promotional offers to determine if any pre-payment penalties apply.